{"id":2688,"date":"2016-12-27T14:20:00","date_gmt":"2016-12-27T13:20:00","guid":{"rendered":"https:\/\/blog.yachtic.eu\/uncategorized\/ubezpieczenie-kaucji\/"},"modified":"2024-09-13T15:00:42","modified_gmt":"2024-09-13T13:00:42","slug":"deposit-insurance","status":"publish","type":"post","link":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/","title":{"rendered":"Deposit insurance"},"content":{"rendered":"\n

Each time we sign in, you are obliged to leave a deposit for potential damages that might occur on the yacht<\/a> during the cruise. The amount are between \u20ac 1000 and 3500 and this is the maximum limit of our liability for the chartered yacht<\/a>.<\/p>\n\n\n\n\n\n\n\n

It depends on the yacht size and class. Let’s be honest: that’s not a small amount of money, but its loss can hurt. Therefore, yacht operator offer a deposit insurance. What is it and what are the possibilities? Read more<\/p>\n\n\n\n

Formula 1: Total cancellation of deposit<\/strong><\/p>\n\n\n\n

The principle is easy: Instead of paying a standard deposit during the sign-in (embarking), you pay the insurance. Apart from the fact we have the maximum security, it makes the check-out (disembarking) procedure easier. The acceptance of the yacht by the chartering company is limited to the inspection of completeness of the equipment (dinghy, outboard motor, fenders, anchor, etc.), and potential  Disadvantage: As there is no financial responsibility, not all clients care about the yacht with due diligence, and we can be the next crew!<\/p>\n\n\n\n

Formula 2: Deposit reduction<\/strong><\/p>\n\n\n\n

This is the most popular insurance offered by yacht operators. Upon embarking, we pay the insurance amount and the deposit \u2013 not in full, but significantly reduced (for example, instead of \u20ac 2000, we pay \u20ac 200). Here our responsibility is limited to \u20ac 200, so if the operator claims a damage to the amount of \u20ac 1000, only the amount we paid in will be deducted.<\/p>\n\n\n\n

Formula 3: Classic deposit insurance<\/strong><\/p>\n\n\n\n

We insure the deposit but we leave it at the operator in full. What in case of a damage? The deposit or its part is deducted, then we turn to the insurance company and they are obliged to cover the damage. This is quite troublesome, and we will wait for the compensation (even several weeks). The advantage of such insurance are its lower costs and the fact that this way we can insure the deposit on a virtually any yacht, because we can do it even in out country before the journey, independently from the operator’s offer.<\/p>\n\n\n\n

Does the insurance cover all losses incurred during the cruise?<\/strong><\/p>\n\n\n\n

The deposit insurance covers all damages arising on the yacht, however the insurance company often reserves that the insurance does not cover losing or the loss of a part of the equipment, e.g. the dinghy and the outboard engine, fenders and the anchor. Nevertheless, losing the dinghy or the engine are rare situations, and a lost fender does not cost very much.<\/p>\n\n\n\n

Can I choose the yacht insurance formula?<\/strong><\/p>\n\n\n\n

Unfortunately not. The insurance offer depends on the solution accepted by the operator and cannot be changed. If a given formula does not suit you, you need to search for another yacht or use the classic insurance. You can find the information on the insurance conditions offered to a given yacht in the additional services section. In case of doubts contact us.<\/p>\n\n\n\n

How to find a yacht with a possibility of deposit insurance?<\/strong><\/p>\n\n\n\n

It’s easy. Using our search engine, select the box \u201cpossibility of deposit insurance\u201d (an umbrella with \u20ac). In the search results, you will see only those yachts<\/a> where such insurance is available.<\/p>\n\n\n\n

Does it pay off?<\/strong><\/p>\n\n\n\n

Yes. If you decide for an insurance, you must bear an additional cost of the insurance to the amount of approx. \u20ac 150\u2013300, but we sail in peace not thinking about a potential loss of deposit \u2013 and this is what vacation is about.<\/p>\n\n\n\n

With sailor’s regard,<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Each time we sign in, you are obliged to leave a deposit for potential damages that might occur on the yacht during the cruise. The amount are between \u20ac 1000 and 3500 and this is the maximum limit of our liability for the chartered yacht.<\/p>\n","protected":false},"author":2,"featured_media":3828,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[436],"tags":[481,483,217,464,482],"class_list":["post-2688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advices-for-charterers","tag-deposit","tag-deposit-insurance","tag-kaucja","tag-kaucja-en","tag-yacht-insurance"],"acf":[],"yoast_head":"\nDeposit insurance - YACHTIC.com Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deposit insurance - YACHTIC.com Blog\" \/>\n<meta property=\"og:description\" content=\"Each time we sign in, you are obliged to leave a deposit for potential damages that might occur on the yacht during the cruise. The amount are between \u20ac 1000 and 3500 and this is the maximum limit of our liability for the chartered yacht.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"YACHTIC.com Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yachtic\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-27T13:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-13T13:00:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"801\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"YACHTIC\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Yachticeu\" \/>\n<meta name=\"twitter:site\" content=\"@Yachticeu\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"YACHTIC\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/\"},\"author\":{\"name\":\"YACHTIC\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/#\\\/schema\\\/person\\\/1ef868cc9bfb65293a430951ca63b9f7\"},\"headline\":\"Deposit insurance\",\"datePublished\":\"2016-12-27T13:20:00+00:00\",\"dateModified\":\"2024-09-13T13:00:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/\"},\"wordCount\":574,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.yachtic.com\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/Fotolia_98992509_Subscription_Monthly_M.jpg\",\"keywords\":[\"deposit\",\"deposit insurance\",\"kaucja\",\"kaucja\",\"yacht insurance\"],\"articleSection\":[\"Advices for charterers\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/\",\"url\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/\",\"name\":\"Deposit insurance - YACHTIC.com Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.yachtic.com\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/Fotolia_98992509_Subscription_Monthly_M.jpg\",\"datePublished\":\"2016-12-27T13:20:00+00:00\",\"dateModified\":\"2024-09-13T13:00:42+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/#\\\/schema\\\/person\\\/1ef868cc9bfb65293a430951ca63b9f7\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.yachtic.com\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/Fotolia_98992509_Subscription_Monthly_M.jpg\",\"contentUrl\":\"https:\\\/\\\/blog.yachtic.com\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/Fotolia_98992509_Subscription_Monthly_M.jpg\",\"width\":1200,\"height\":801,\"caption\":\"Couple filming themselves while jumping from boat\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/advices-for-charterers\\\/deposit-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/blog.yachtic.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Deposit insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/#website\",\"url\":\"https:\\\/\\\/blog.yachtic.com\\\/\",\"name\":\"YACHTIC.com Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.yachtic.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.yachtic.com\\\/#\\\/schema\\\/person\\\/1ef868cc9bfb65293a430951ca63b9f7\",\"name\":\"YACHTIC\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g\",\"caption\":\"YACHTIC\"},\"description\":\"YACHTIC team brings up problems and issues which our clients encounter when chartering a yacht. We detail here formal questions related to the reservation process, charges, and deposit as well as those more related to the voyage itself, such as what to take, what to see in a particular region, or how to prepare for the voyage.\",\"sameAs\":[\"Katarzyna Podg\u00f3rska\"],\"url\":\"https:\\\/\\\/blog.yachtic.com\\\/en\\\/author\\\/katarzyna-podgorska\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Deposit insurance - YACHTIC.com Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Deposit insurance - YACHTIC.com Blog","og_description":"Each time we sign in, you are obliged to leave a deposit for potential damages that might occur on the yacht during the cruise. The amount are between \u20ac 1000 and 3500 and this is the maximum limit of our liability for the chartered yacht.","og_url":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/","og_site_name":"YACHTIC.com Blog","article_publisher":"https:\/\/www.facebook.com\/yachtic","article_published_time":"2016-12-27T13:20:00+00:00","article_modified_time":"2024-09-13T13:00:42+00:00","og_image":[{"width":1200,"height":801,"url":"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg","type":"image\/jpeg"}],"author":"YACHTIC","twitter_card":"summary_large_image","twitter_creator":"@Yachticeu","twitter_site":"@Yachticeu","twitter_misc":{"Written by":"YACHTIC","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#article","isPartOf":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/"},"author":{"name":"YACHTIC","@id":"https:\/\/blog.yachtic.com\/#\/schema\/person\/1ef868cc9bfb65293a430951ca63b9f7"},"headline":"Deposit insurance","datePublished":"2016-12-27T13:20:00+00:00","dateModified":"2024-09-13T13:00:42+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/"},"wordCount":574,"commentCount":0,"image":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg","keywords":["deposit","deposit insurance","kaucja","kaucja","yacht insurance"],"articleSection":["Advices for charterers"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/","url":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/","name":"Deposit insurance - YACHTIC.com Blog","isPartOf":{"@id":"https:\/\/blog.yachtic.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#primaryimage"},"image":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg","datePublished":"2016-12-27T13:20:00+00:00","dateModified":"2024-09-13T13:00:42+00:00","author":{"@id":"https:\/\/blog.yachtic.com\/#\/schema\/person\/1ef868cc9bfb65293a430951ca63b9f7"},"breadcrumb":{"@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#primaryimage","url":"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg","contentUrl":"https:\/\/blog.yachtic.com\/wp-content\/uploads\/2016\/12\/Fotolia_98992509_Subscription_Monthly_M.jpg","width":1200,"height":801,"caption":"Couple filming themselves while jumping from boat"},{"@type":"BreadcrumbList","@id":"https:\/\/blog.yachtic.com\/en\/advices-for-charterers\/deposit-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/blog.yachtic.com\/"},{"@type":"ListItem","position":2,"name":"Deposit insurance"}]},{"@type":"WebSite","@id":"https:\/\/blog.yachtic.com\/#website","url":"https:\/\/blog.yachtic.com\/","name":"YACHTIC.com Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.yachtic.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/blog.yachtic.com\/#\/schema\/person\/1ef868cc9bfb65293a430951ca63b9f7","name":"YACHTIC","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aeeb6fe7ce7c4f582c77438a457d35c2b33633c1277ae1562b7e289de2cd1064?s=96&d=mm&r=g","caption":"YACHTIC"},"description":"YACHTIC team brings up problems and issues which our clients encounter when chartering a yacht. We detail here formal questions related to the reservation process, charges, and deposit as well as those more related to the voyage itself, such as what to take, what to see in a particular region, or how to prepare for the voyage.","sameAs":["Katarzyna Podg\u00f3rska"],"url":"https:\/\/blog.yachtic.com\/en\/author\/katarzyna-podgorska\/"}]}},"_links":{"self":[{"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/posts\/2688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/comments?post=2688"}],"version-history":[{"count":4,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/posts\/2688\/revisions"}],"predecessor-version":[{"id":14011,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/posts\/2688\/revisions\/14011"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/media\/3828"}],"wp:attachment":[{"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/media?parent=2688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/categories?post=2688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.yachtic.com\/en\/wp-json\/wp\/v2\/tags?post=2688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}